Under contract-accepting backup offers. Start your Christmas shopping a little early this year! This home is PRICED TO SELL!!! Loma Del Sol is a traditional, quiet community with a mix of generational families. It's the kind of community where they still believe in old-fashioned values of being good neighbors to one another. As you drive up to the home you will notice the large fenced-in yard where you will be sure to enjoy your privacy and your family will enjoy the safety of letting your little ones or animals out to play freely in the backyard. From the moment you open the front door, you will notice how light and bright this open floor-plan home is. Several large windows and patio doors allow the light to shine in. There are vaulted ceilings that add to the character and charm of this well-maintained home. The split bedroom floor plan is perfect for families to enjoy, 2 bedrooms on one side and the master suite is on the other side of the home so you can enjoy the peace and quiet of your master retreat, where you will find a beautiful primary bedroom & bathroom with stylish finishes. The main living space is open to the kitchen so you'll never feel left out of the action. In the kitchen, you will be cooking in style while preparing your favorite meals on your gas stove. You are sure to make special memories in this beautiful home for years to come. There have been many updates to this beautiful well-maintained home in the past few years. The Roof was done in 2018, new windows and patio doors were installed in 2020, a new fence was done in 2021, a new A/C & furnace was done in 2021, the addition of an oversized patio and new landscaping was done in 2022, a new water heater was installed in 2023, a new bathroom renovation was completed in the hall bathroom and lastly the septic system was pumped in 2024. As you can see this home was loved and well taken care of allowing you to enjoy the peace of mind of knowing that the major things have already been maintained, updated, or replaced for you. Call me today to tour this beautiful home. If you call tomorrow you may be too late! Homes like this don't come on the market often and they sure don't come for this price in this condition!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,227 | $2,225 | $2,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.