5969 Terrace Park DRIVE N, #307, St. Petersburg, FL, 33709 | $92,500

Welcome home to this charming top floor 1 bed, 1 bath condo with an oversized enclosed balcony in the desirable 55+ community of
Five Towns. This condo has been lovingly cared for and is move in ready. The condo is located conveniently next to the elevator and
its assigned parking space is right next to the building for easy access. The community is just a short drive to Publix, banking,
restaurants, and shopping and only a 10-minute drive to the beach or a 20-minute drive to downtown St Pete! Five Towns is on 111
acres and has 9 ponds, 6 pools and a hot tub, 3 outdoor kitchen style gazebos with grills and refrigerators, tons of walking area,
tennis courts, shuffleboard courts, horseshoe, bocce ball, and 2 clubhouses which house a billiards room, a library, 2 fitness centers,
2 auditoriums, and 2 card rooms. There are events happening almost every day of the week, including Card Games, Yoga, Mahjongg
Classes, Exercise Classes, Theater Club and Events, Painting, Card Making, Quilting, Swimming, Dances, Pancake Breakfasts,
Band Concerts, and more!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Elevator(s), Laundry, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1979
  • Common Charge: $548 Monthly
  • Approx Sq. Feet: 660
  • Est. Taxes: $48
  • Condo Fee: $30 Monthly
  • Lot Desc: City Lot, In County, Landscaped, Sidewalk
  • View: Garden
  • Adult Communities: Yes
  • Pool: Child Safety Fence, Heated, In Ground, Lighting
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: TB8322014
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/TB8322014/5969terraceparkdriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/18/2024 5:06:49 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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5969 Terrace Park DRIVE N, #307, St. Petersburg, FL, 33709

$92,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $74,000 $74,000 $74,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $4 $4 $4
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $505 $492 $634
Total Monthly Payment $584 $571 $713

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.