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199 River Farm Drive, #199, West Warwick, RI, 02893 | $344,900
Welcoming, warm, inviting best describes this well-appointed condo. This 2 beds 2 and 1/2 bath townhouse offers endless amenities. Oversized windows and sky lights creates sun drenched natural lighting. 1st floor open floor plan, spacious living room, dining room perfect place for entertaining large or small gatherings. Nicely sized eat in kitchen with newer appliances, which will remain, great counter space, and ample cabinets, has sliders to deck overlooking peaceful serene, wooded area. Lovely guest 1/2 bath on first floor.
Second floor with soaring cathedral ceilings, has generously sized primary bed with ensuite full bath, and huge walk-in closet! Second bedroom is very spacious with ample closet space, and just feet away from the second full bath. Lower level offering beautiful family room with sliders to private patio, facing woods, and all the beauty that nature has to offer. Convenient washer/dryer area, (washer/dryer to remain), you will also find expanse storage. Lower-level walks out to the 1 car garage, no concern about winter weather! Recently replaced furnace, central air, and hot water heater make this a stress-free home for years to come. Complex offers pool, tennis, exercise room, club house, and wonderful, picturesque walking areas. Conveniently located close to Rts 95, 295, and shopping, dining, close to Kent Hospital. 13-minute drive to Downcity Providence, and 20 minutes south to the beaches and all that south county has to offer.
Features
- Parking: 3-car
- Heating: Central,Gas
- Cooling: Central Air
- Amenities: Playground,Pool,Recreation Facilities,Recreation Room,Tennis Court(s)Clubhouse,Highway Access,Near Hospital,Near Schools,Playground,Pool,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: In Unit
- Complex: Midville Country Club
- Year Built: 1989
- Common Charge: $500 Monthly
- Approx Sq. Feet: 1,691
- Est. Taxes: $4,612
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1373155
- Website: https://www.raveis.com
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
199 River Farm Drive, #199, West Warwick, RI, 02893
$344,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $275,920 | $275,920 | $275,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,366 |
| Total Monthly Payment | $2,295 | $2,293 | $2,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB