Sited on a knoll overlooking the gently sloped front yard and circular driveway, this home is surrounded by peaceful sights and sounds. A flowing brook runs along the western side of the property with the Shawangunk ridge standing tall in the distance. Mature maples grace the property with shade and offer a haven to songbirds. Clean lines and a neutral palette create a sense of order and simplicity in this beautifully renovated ranch. A brand new front porch welcomes you inside the open floor plan kitchen, living and dining room--a sun-filled space with refinished wood floors underfoot. Style and function define the fully updated kitchen, with its quartz countertops, eat-in island, open shelving, modern light fixtures and new appliances. A new sliding glass door leads out to the back deck, which runs nearly the length of the home. Down the hall you'll find a brand new bathroom with tub, two bedrooms, and a primary bedroom suite with walk-in closet, private bathroom, and french door to the back deck. The walk-out basement level includes a 2-car garage with storage, new washer and dryer, and potential to be finished into additional living space. Structural and systems updates include a new roof, electrical and plumbing upgrades, new insulation, new drywall, trim and fresh paintwork, new gutters, and high-efficiency ductless mini-splits for heating and cooling. Landscape updates include tree work and yard re-grading and seeding. Ideally located just a few minutes drive to the vibrant Village of New Paltz with its restaurants, shops, library, parks, and SUNY campus. The Wallkill Valley Rail Trail is just down the road, offering miles of scenic recreation, and the bounty of local farm markets is right at your fingertips. Call to book a showing today. Appliances: Range BuildingAreaSource: Public Records, ConstructionDescription: Vinyl Siding, Cooling: Electric, Flooring: Ceramic Tile, Wood, InteriorFeatures: Open Floorplan,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $974 | $974 | $974 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $4,254 | $4,251 | $5,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.