Welcome to 54 St George Drive, a charming retreat nestled in the heart of Shirley, NY. This delightful home offers a perfect blend of comfort and style. Step inside to discover a spacious layout featuring 4 inviting bedrooms and 2 well-appointed bathrooms. With 2, 087 square feet of living space (and an attached 2 car garage), there's plenty of room to accommodate your needs, whether you're hosting gatherings or enjoying quiet evenings at home. The 1st floor features a family room with fireplace, separate living room, dining room, office and kitchen. Outside, the generous fenced 0. 28 acre "double" lot size offers endless possibilities for outdoor enjoyment with a south facing backyard. Whether you're dreaming of a garden oasis, a play area, or simply a serene spot to unwind, this expansive yard is ready to fulfill your vision (including a shed). 54 St George Drive is more than just a house; it's a place to create lasting memories. Smith Point is approximately 1 mile away and Shirley Beach just a half mile. Come and experience the charm, comfort and coastal living that this lovely home and neighborhood have to offer. Schedule your visit today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $687 | $687 | $687 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,706 | $3,703 | $4,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.