Looking for a home that is sunny and bright? You found it. This one-bedroom home is impressively illuminated by the sun and is tremendously bright. It possesses a clear, unobstructed Ocean view from the bedroom and living room. This unit has an open floor plan from the kitchen to the living room. The large bedroom has two big closets with plenty of storage. Gas stovetop cooking, energy-efficient appliances, and baseboard heating throughout. Beautiful laminate flooring. The building has on-site super, laundry, bike storage, and parking in a lot across the street for $65 per month. A short walk to the Post Office, Supermarket, and LIRR are conveniently located nearby. It is a short walk to the town center, where shopping and restaurants are located. Also, a short distance to the boardwalk and beach! There will be a monthly assessment of $275 beginning in January 2025. You are allowed to Sublet this home. Pets are welcome!
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Our Executive Mortgage Banker:
Our Insurance Division:
$448,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,400 | $358,400 | $358,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,384 | $2,382 | $3,022 |
Total Monthly Payment | $2,824 | $2,822 | $3,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.