Welcome to Governors Forest! This beautifully upgraded home is located in a peaceful, private lot within a desirable 55+ community on leased land. With an open-concept design, this spacious home is perfect for modern living, offering a seamless flow between rooms and an abundance of natural light. The inviting living area features a cozy fireplace & built in for tv & storage. The kitchen is a true highlight, with a breakfast nook, large island, sleek granite countertops, and ample cabinet space. A generously-sized pantry ensures you’ll have plenty of storage for all your culinary essentials. The formal dining room offers a versatile space that could also serve as a den or home office. It comes with a large walk-in closet for added convenience. The primary bedroom is spacious and complete with a private slider leading to the back deck. The spacious en suite bathroom includes double sinks, a tiled glass shower, and a walk-in closet, providing both style and functionality. The second bedroom is perfect for guests, and the full guest bath ensures comfort and privacy. A laundry room leads to the attached two-car garage, offering plenty of storage and ease of access. Additional features include central air conditioning to keep you comfortable year-round. Best of all, this pet-friendly community allows dogs, so your furry friends are welcome to enjoy the space with you!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $615 | $615 | $615 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,880 |
Total Monthly Payment | $2,925 | $2,923 | $3,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.