Nestled on 2. 7 acres just outside Montpelier, this beautifully updated 1880s farmhouse offers an enchanting blend of rustic charm and modern conveniences, making it ideal for multi-generational living or investment with significant rental potential. The home features a flexible layout with a three-bedroom apartment upstairs and a one-bedroom living space on the main floor, providing ample room for family and guests alike. Two updated bathrooms showcase modern fixtures that harmonize with the home’s classic appeal. The heart of the home is the stunning 'Baker’s Kitchen' featuring quartz countertops, elegant cabinetry, and stainless-steel appliances, perfect for culinary pursuits and entertaining. Natural light floods through abundant windows, creating a warm and inviting atmosphere, while a Vermont Castings Wood Stove provides cozy ambiance on cool evenings. The upstairs apartment boasts a spacious living room and kitchenette with a private entrance, offering independence for guests or rental tenants. A historic Milk-house offers an additional flex space for a home office, gym, or studio. Fiber-optic internet ensures high-speed connectivity making remote work seamless. Outside, a large barn with a horse stall adds versatility, ideal for equestrian pursuits, hobbies, or extra storage. Just five minutes from I-89!. Basement mitigation completed post 2023 floods with no further occurrences.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $511 | $511 | $511 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,670 |
Total Monthly Payment | $3,450 | $3,448 | $4,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.