This move in ready cape is a rare find and features almost 1, 300 square feet of living space with room for future expansion in the unfinished basement. As you enter the home, you will be greeted by an inviting living room with a pass through window that leads to the eat-in-kitchen. This room features stainless steel appliances and access to a screened in porch that overlooks the fenced in private backyard. Completing the first floor spaces are 2 generously sized bedrooms with hardwood floors and an updated full bathroom with a newer vanity and tile floor. Located upstairs is an oversized bonus room that has many possibilities and can be used as a bedroom, office or playroom. Additional features of this special home include vinyl siding, newer oil tank, new washer and a shed. Conveniently nestled near restaurants, shopping, highways and much more, this home is a great opportunity for a first time home buyer or someone looking to downsize since there are bedrooms on the main level. Put this desirable home on your must see list today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 9.5 x 13.3 | Main |
Bedroom 2 | Walk-In Closet,Wall/Wall Carpet | 11.1 x 20.5 | Upper |
Eat-In Kitchen | Dining Area,Vinyl Floor | 12.3 x 11.2 | Main |
Living Room | Ceiling Fan,Wall/Wall Carpet | 12.0 x 18.2 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 12.0 x 13.3 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,329 | $1,715 |
Total Monthly Payment | $1,839 | $1,804 | $2,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.