**Charming 3-Bedroom, 2-Bath Ranch on 3. 12 Acres with Workshop & Privacy** Welcome to your private retreat! Nestled on 3. 12 picturesque acres, this spacious 3-bedroom, 2-bath ranch home offers the perfect blend of comfort, functionality, and natural beauty. The property boasts a level yard surrounded by woods, providing peace, quiet, and plenty of room to roam. **Key Features: ** - **Spacious Living: ** Oversized rooms throughout the home ensure plenty of space to relax and entertain. All bedrooms feature walk-in closets and connect to a full bathroom, with two bedrooms sharing a Jack-and-Jill bath. - **Modern Updates: ** Recent upgrades include a newer long concrete driveway, architectural shingles (3-4 years old), and improvements throughout the home. - **Dream Workshop: ** The 27x34 detached garage/workshop is a standout feature, accommodating one car with room to spare. Equipped with a wood-burning stove and an upscale lean-to with tile flooring, it’s perfect for hobbies, entertaining, or grilling. - **Outdoor Delights: ** Enjoy the established vegetable garden, a second storage building with power, and the expansive crawlspace with standing/walking room for storage or projects. - **Convenience: ** All appliances remain with the home, and some furniture may be negotiable. This property offers a rare combination of privacy, space, and functionality, making it an ideal haven for homeowners seeking a blend of modern updates and rustic charm. You have a wonderful opportunity of making it the perfect home to add your personal touch and make it your own. Don’t miss out on this unique find! *Home is being sold "AS IS. " Schedule your private showing today!*
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $306,320 | $306,320 | $306,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $50 | $50 | $50 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,038 | $2,036 | $2,583 |
Total Monthly Payment | $2,163 | $2,161 | $2,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.