Located just 0. 5 miles from the serene shores of Covell's and Craigville Beach, this absolute gem of a property is in pristine condition and ready to welcome you home. This stunning 3-bedroom, 2-bathroom ranch-style home has been lightly lived in since its extensive renovation a few years ago, ensuring modern comforts and impeccable style. Step inside to an impressive open floor plan accentuated by soaring ceilings and a cozy wood-burning fireplace. The attractive board and batten walls add a touch of character, while the beautiful kitchen features a center island, sleek stainless steel appliances, and luxurious granite counters. The elegance continues with hardwood floors throughout and the comfort of central air conditioning. The primary bedroom boasts an ensuite private bath, and two additional bedrooms come with built-in features and convenient first floor laundry. Outside, enjoy the extensive landscaping and the privacy provided by a well-designed fence. The circular driveway offers ample parking, and additional highlights include an efficient irrigation system, generator and alarm system. This property combines coastal charm with modern amenities. Virtual Staging AI.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Recessed Lighting, Remodeled | First |
Bedroom 3 | Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Recessed Lighting, Remodeled | First |
Kitchen | Vaulted Ceiling(s), Closet, Flooring - Wood, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Recessed Lighting, Remodeled, Lighting - Pendant | Main,First |
Living Room | Cathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Remodeled, Wainscoting, Decorative Molding | Main,First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Hardwood, Recessed Lighting, Remodeled | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,195 | $5,412 |
Total Monthly Payment | $4,612 | $4,608 | $5,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.