2 Rosedale Road, Carmel (Kent), NY, 10512 | $3,800

Nestled on a corner lot in the picturesque Lake Carmel community, this rare 2-bedroom, 2-bath Cape Cod home offers a perfect blend of charm, comfort, and natural beauty. Enjoy breathtaking views of the lake and mountains, where stunning sunsets become part of your everyday life. The open-concept kitchen and dining area, framed by large windows, create a bright and inviting space to gather. The cozy living room features a bay window and a pellet stove, bathing the space in natural light and warmth. Step outside to a private backyard with a bluestone patio, ideal for entertaining, relaxing, BBQs, and gardening. The basement includes laundry and storage. This home is a commuter's dream, with easy access to highways, the Metro-North train, bus lines, and shopping. Resident-only lake rights to beautiful Lake Carmel provide opportunities for swimming, boating, fishing, walking, and beach days! Close to state parks, Centennial Golf Club, and Thunder Ridge Ski Area for year-round recreation. Appliances: Gas Oven BuildingAreaSource: Public Records, FireplaceFeatures: Pellet Stove, Flooring: Wood, InteriorFeatures: Storage, LaundryFeatures: In Basement, RentIncludes: Grounds Care, See Remarks, Snow Removal, Trash, WindowFeatures: Bay Window(s),

Features

  • Type: Single Family
  • Town: Carmel
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Single Family, Cape Cod
  • Year Built: 1968
  • Heating: Oil
  • Cooling: Wall Unit(s)
  • Basement: Partial, Storage Space, Unfinished
  • Approx Sq. Feet: 1,248
  • Acreage: 0.23
  • Lot Desc: Garden
  • View: Lake
  • Water Front: Yes
  • Elem. School: Kent Elementary School
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Washer, Stainless Steel Appliance(s)
  • MLS#: H6335631
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/H6335631/2rosedaleroad_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX Town & Country   Phone: 845-765-6128

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2 Rosedale Road, Carmel (Kent), NY, 10512

$3,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,040 $3,040 $3,040
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $20 $20 $26
Total Monthly Payment $95 $95 $101

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.