Welcome to Gardens of Gulf Cove! Experience the Florida lifestyle in this 2 bedroom, 2 bathroom home. A new roof and air conditioner replaced in 2023 make this home ready for a new owner to move in and enjoy all the amenities the community has to offer. This home features spacious rooms, a vaulted ceiling and lots of natural light. The living room opens to a sunroom that is perfect for relaxing, whether that is reading or watching TV. Sliding doors lead from the sunroom to an enclosed lanai. The kitchen has been updated with granite countertops, stainless steel appliances and new cabinets. All the floors are ceramic tile for easy cleaning. Both bathrooms have also been updated.
The primary bedroom has an en suite bathroom and large walk in closet. The oversized garage provides all the storage you need with floor to ceiling cabinets lining the wall. There is plenty of room in the backyard for a garden or space for your pet to run around. A 24 x 11 open patio has plenty of room for a grill or firepit and another seating area. The live oak tree offers shade on a hot day.
The amenities include a clubhouse with a fitness center, billiards and ping pong, 2 pools, tennis, pickleball and shuffleboard. Many social activities also take place at the clubhouse.
This home is in a quiet neighborhood and in a great location near to local beaches, shopping, restaurants, parks and boat ramps. It would be perfect for a full time residence or a winter getaway home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,515 | $1,955 |
Total Monthly Payment | $2,022 | $1,982 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.