Welcome to your move-in-ready dream home in the highly sought-after Ridgewood Groves community, just off Park Boulevard. Could be rented furnished if necessary. This beautifully maintained 2-bedroom, 1-bathroom home with a 1-car garage boasts an open, airy floor plan filled with natural light. The living, dining, kitchen, and bathroom feature elegant tile flooring, while the carpeted bedrooms offer a cozy retreat. Modern upgrades include ceiling fans, recessed lighting, and blinds throughout. The chef-inspired kitchen showcases stainless steel appliances, granite countertops, and ample space to entertain family and friends. Step outside to enjoy Florida living at its finest on the screened lanai overlooking the expansive, fully fenced backyard. A brand-new washer and dryer are conveniently located in the garage. Ideally situated, this home offers easy access to the Pinellas Trail, Seminole City Center, and a variety of shops, dining, groceries, pharmacy, VA Hospital, Banks, Seminole Recreation Center, Post Office and family entertainment. Plus, you're just minutes from pristine sandy beaches and top-rated medical facilities.
If you decide to apply for one of our properties:
Screening includes credit/background check, income verification of 2. 5 to 3 times the monthly rent and rental history verification. Credit Requirement 650.
APPLICANT CHARGES:
Application Fee: $75 per adult, 18 years of age and older (non-refundable)
Lease Initiation Admin Fee: $150. 00 after approval and upon signing
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,000 | $2,000 | $2,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $17 |
Total Monthly Payment | $88 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.