Head on over to this stunner of a home and keep your sneakers on because you'll need them with 5 finished levels, 6 bedrooms and 3 1/2 bathrooms! This manicured . 28 acre parcel set right beside Smithtown East High School is appointed with sterling flower beds, a lush green lawn with IGS, paver driveway [2011], 1 car garage, outdoor kitchen with natural-gas BBQ and patio with firepit right outside of the main floor living room. Just 10 doors from the cement path that leads straight to school grounds with new track and exercise area. This home is met by sidewalks on both sides of the road and surrounded by endless amenities, shopping, premier retailers, grocers and many iconic harbors and beachfronts as well as 2 local vineyards. Outfitted with countless updates spanning the last 20 years, including but not limited to, CAC, insulated vinyl cladder board siding and architectural roof [2021], Pella windows, Kraft Made hardwood cabinets in your large kitchen as well as the 3rd floor laundry/media room with OSE, commercial grade 20 ft deep cesspool [2011], LVP flooring, updated stainless appliances, 2 sets of laundry machines [floor 1 & 3], gas hot water heater [2021]. Upon entering you'll take immediate notice of the breadth of this sprawling home. From the foyer with its cultured ceramic tile flooring which runs through the dining area, kitchen & center hall with dry bar which continues back to the living room and a 1/2 staircase down to the finished basement with large closet. Back to the front of the home on the 1st floor is 1 of 6 bedrooms! Set opposite the powder room, 1st floor laundry room and 1 car garage. Stop over on the way up at the den at the rear of level 3 with Red Oak hardwood floors, recessed LED lighting and oversized picture window overlooking your lovely backyard entertainment area. The 3rd floor is comprised of 4 additional bedrooms with built in closet storage and designer window treatments, including ensuite 1 of 2 in the home as well as a full guest bathroom with terra cotta style ceramic. Heading across floor 3 you will enter the sun filled utility/media area with floor to ceiling cabinetry, 2nd washer/dryer and media wall perfect for entertainment and extended guests. Complimented with a separate outside entrance, this room offers the home opportune rental space with proper permits. Ascend to the final (4th) floor to discover en-suite #2 with a stained lumber contrast wall with reading lights, full bathroom #3 and a walk-in closet with beautiful ebony built-in shelving. Located 8 miles from Stony Brook University, 12 minutes by car to Nissequogue State Park and Short beach and just blocks from Smithaven Mall. Spend an evening on your front porch as the sun sets or in the fenced backyard barbecuing and having an Autumn fire, this lovingly kept and expansive home is ready for you to come and make it your own.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $735,999 | $735,999 | $735,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,570 | $1,570 | $1,570 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,121 | $4,472 | $6,063 |
Total Monthly Payment | $5,783 | $6,134 | $7,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.