Rare opportunity to purchase two homes on the same property. Live in main house and rent out separate legal accessory cottage or use cottage for private office space, extended family or caregiver quarters. 900 Sqft cottage offers flexible options. Both main house and cottage have been completely renovated and remodeled, like new! Main house consists of 4 bedrooms and 3 1/2 baths, with finished walkout lower level. Bright & cheery cottage has 1 1/2 baths and laundry on 1st floor, center island kitchen, custom built shaker style kitchen cabinets, new appliances, walk out to private patio, a primary bedroom suite on 2nd floor, separate utilities, and ample parking for multiple vehicles. Main house features custom made kitchen cabinets w/granite/quartz countertops, all new stainless steel appliances, center island w/seating for 4, beautiful 4 inch wide oak floors throughout, stackable laundry closet on 2nd floor plus optional full size W&D hookups in lower level, all new electrical & plumbing throughout, shaker style interior doors and hardware, bathrooms w/porcelain tiled floors, ceramic subway tile tub & shower walls, new energy efficient windows, walk up attic for additional storage, new blacktopped driveway to cottage plus a stone circular driveway in front of main house. Both dwelling have new Bosch green energy home comfort heating and cooling systems and separate independent septic systems. Lower level bathroom as radiant heated floor. Wood deck to be built (12 x 16) on left side of main house off sliding glass door from kitchen. Located only minutes to all Somers School campuses. Appliances: Electric Water Heater BuildingAreaSource: Other, ConstructionDescription: Vinyl Siding,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,018 | $1,018 | $1,018 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,251 | $4,613 | $6,254 |
Total Monthly Payment | $5,361 | $5,723 | $7,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.