Welcome to your dream Beach home at Ocean Walk! Breathe in the ocean air from the moment you step outside of your car! Located just across the street from New Smyrna Beach, this gated community offers resort style living! Play a game of tennis, workout in the fitness center, challenge someone to shuffleboard, or go for a jog on the beach and then relax in the hot tub and pool. . . the Florida lifestyle at its finest! As you step into this 5th floor beautiful condo, the natural light, 9' ceilings, and an open floor plan invite you into a large living room and dining room combination. The lovely appointed kitchen with Corian countertops, and the adjacent balcony (with a partial view of the ocean) connect together with the living room/dining room space to make an expansive area for which to entertain family and friends. The family room has built-in speakers to play music with your musical equipment. The oversized Breakfast bar provides a place to grab a quick meal. And there is extra cabinet storage underneath. This "Ocean Surf" model has 3 bedrooms with two full bathrooms. The third bedroom has French doors and can also be used as an office or flex space. The second bedroom is nice sized. The Primary bedroom suite is at the rear of the condo and has custom closets. Also, an Owners Closet that can be locked if you chose to have renters. The Primary bedroom has a private balcony in which to enjoy views of the Estuary. The ensuite bathroom comes with a jet tub, stall shower, and dual sink vanity. There are well maintained tile floors throughout the unit, including both balconies. The laundry room includes a full-size stackable washer and dryer along with a utility sink. There is an additional walkway private storage room for your beach accessories and the trash chute is located there. The HOA fee includes access to all recreational amenities on the property, maintenance of the grounds, beach walkway, and facilities, as well as they pay your water, sewer, trash removal, cable tv and internet. Notable updates are the new hot water heater and HVAC system in 2019. Restoration and painting of the building 6 exterior was done in 2023. December 2024 is scheduled for roof replacement and the seller will pay the assessment for that. The furniture is negotiable. Garage parking with one designated space where you can directly access the elevator makes transporting items up to your condo hassle free. Plenty of additional parking in front of the building. One last note, from the balcony and windows, you can enjoy watching sunrises, sun sets, and space coast launches from your own condo! And the walkway to the private no drive beach is just a short walk from your door. What more can you ask for! Schedule your showing today. You won't be disappointed!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $427,920 | $427,920 | $427,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,844 | $3,669 |
Total Monthly Payment | $3,331 | $3,328 | $4,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.