This spacious home in Deerfield Preserve offers a serene water view with bird life as you enter through the front door, andcontinues to delight as you move about the main living areas. This home is the Lantana floorplan, featuring a split floorplan, with the primary ensuite in the back, 2 bedrooms towards the front sharing a bath and the 4th bedroom tucked away off thefront hall in its own alcove with the half bath. This bedroom would be perfect as a guest room, office or playroom. Large openspaces in the living areas with 10' ceilings are perfect for connecting with family and entertaining! Upgraded features includestucco siding and ledgestone accents on the exterior, tall entry, decorative glass front door, transom window above the frontdoor, tile floors, pendant lights, granite countertops, gas stove, stainless steel appliances and stainless steel double basin sink. The primary retreat offers a double tray ceiling, walk-in closet, double sink vanity, walk-in tiled shower and garden tub. The 8' triple sliders lead out to the Lanai overlooking the water where you can enjoy coffee, watch the sunrise orrelax after a long day. Brand new carpet installed April 2024. Gas tankless water heater installed 2023. Black aluminumfencing in the rear. Deerfield Preserve is a natural gas community with NO CDD, LOW HOA and great amenities that includea zero entry pool, clubhouse, fitness center, basketball court and playground! Conveniently located right in St. Augustineclose to shopping, restaurants, Flagler Hospital, schools, historic attractions, movie theater and the beaches, with I-95 just 3. 5miles away. You won't want to miss out on this beautiful home!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,286 | $2,950 |
Total Monthly Payment | $2,582 | $2,579 | $3,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.