803 Napoli LANE, Punta Gorda, FL, 33950 | $979,000

Discover the epitome of luxury waterfront living with this impeccably updated 4-bedroom, 2-bathroom retreat, boasting an impressive 205 feet of concrete seawall on a rare tip lot. Tailored for both style and functionality, this home is designed to elevate your lifestyle with its heated saltwater pool and spa, complete with sheer descent waterfalls, along with an all-new 45-foot dock and a 10, 000 lb boat lift to satisfy every boating enthusiast. This home is bring offered furnished, with exceptions noted in realtor remarks.
At the entrance, custom artwork by renowned local artist Queenie graces the sidewalk, setting a unique nautical tone. Inside, the home exudes warmth and modern elegance, with two distinct living and entertaining areas. An open kitchen layout features a newly added custom beverage dry bar and a glass-front wine storage room, while the expansive peninsula island accommodates seating for six. The adjacent dining area provides ample space for a table for eight, creating a welcoming atmosphere for gatherings. The kitchen itself is equipped with NEW stainless-steel appliances, a Freedom Rail pantry system, and plenty of storage.
The primary suite offers serene views of the pool and spa and includes a spacious bathroom with a dual-sink vanity with granite top, a walk-in shower with new shower jets, two extra-large walk-in closets, and a generous dressing area. The front guest bedroom provides privacy, while the two remaining guest rooms give direct access to a newly added side patio and lanai. Outside, a screened lanai with upgraded no-see-um screens invites you to unwind under bistro lights, making it a perfect setting for outdoor entertaining.
Modern smart home technology enhances convenience and security, including a comprehensive system with cameras, a video doorbell, garage door control, thermostat management, and smart lighting in the family room, lanai, and garage coach lights. With a complete re-plumbing in 2020, a new roof installed in 2022 with a 30-year warranty, refreshed stucco, fresh paint, and hurricane-rated impact windows and doors—including sliders with frosted glass and internal blinds—this home offers both durability and peace of mind. An indoor laundry room offers convenience.

This waterfront gem combines unparalleled comfort, security, and modern upgrades, with expansive views and top-notch amenities throughout. Embrace the dream waterfront lifestyle that awaits in this truly exceptional property.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1975
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,531
  • Acreage: 0.33
  • Est. Taxes: $13,082
  • Lot Desc: Cul-De-Sac, Near Golf Course, Near Marina, Oversized Lot, Tip Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: C7500123
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/C7500123/803napolilane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 7:34:52 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-627-3321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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803 Napoli LANE, Punta Gorda, FL, 33950

$979,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,200 $783,200 $783,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.333% 6.876% 6.936%
Monthly Tax Payment $1,090 $1,090 $1,090
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,080 $5,080 $6,931
Total Monthly Payment $6,262 $6,262 $8,113

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.