Wonderful Opportunity in Premier 55+ Golf Community. Discover this charming 2-bedroom, 2-bathroom, 2-car garage home in the highly sought-after River Isles community. With captivating curb appeal and a welcoming front patio entrance, this property offers a blend of comfort and natural beauty. The home’s most striking feature is its serene back yard pond frontage, creating picturesque views from the family room, eat-in kitchen, and screened lanai. Relax and enjoy the soothing sights of nature. Inside, full sliders in the kitchen dining area and family room bathe the space in natural light, emphasizing the open and airy layout. The seamless flow from the living room and dining room combination into the family room enhances the spacious feel of the home. The master suite features a generous bedroom, walk-in closet, and a private bath, while the second bedroom offers comfortable accommodations for guests. River Isles is a one-of-a-kind community, boasting a resident-owned, professionally maintained golf course, with unlimited golf for residents with an incredible annual membership rates are separate from the low, low monthly Hoa dues. Enjoy the temperature controlled pool for your year-round swimming or the nice workout room in the recently renovated clubhouse. Pool table and ping pong as well as a full library for your added pleasure. Many social activities include weekly Shuffleboard group, Friday Bingo, aerobics, play cards, area entertainment—concerts, plays and more--- pancake breakfasts, and meet some new friends and neighbors and start living the River Isles lifestyle. Residents enjoy convenient access to shopping, dining, healthcare facilities, and places of worship, as well as the stunning Gulf beaches and vibrant cultural attractions within minutes away. Welcome to your new lifestyle in River Isles, where comfort, recreation, and nature come together seamlessly!
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Our Executive Mortgage Banker:
Our Insurance Division:
$368,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,120 | $295,120 | $295,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,963 | $1,961 | $2,530 |
Total Monthly Payment | $2,465 | $2,463 | $3,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.