Welcome Home! Nestled in the tranquil Raspberry Ridge subdivision, this beyond beautiful Colonial residence is a true gem waiting for its new owners. Offering an impressive four bedrooms and two and a half baths, this home presents an idyllic blend of comfort and convenience. As you approach the property, you'll be greeted by a charming covered front porch that invites you to sit back and enjoy the peaceful surroundings. The home is ideally located less than one mile from the Taconic State Parkway, and just two miles from Interstate 84, making it a commuter's dream. With a blacktop driveway situated at the end of a quiet cul-de-sac, you can enjoy both privacy and a sense of community. Step inside to discover a main living level that boasts a two-story foyer, setting the tone for the elegance that defines this home. The formal dining room is perfect for hosting dinner parties, while the eat-in granite kitchen is a chef's delight, complete with modern appliances and ample counter space. The family room, featuring a cozy fireplace, is the ideal spot for relaxation and gatherings, seamlessly flowing from the kitchen and dining areas all adorned with beautiful hardwood floors. This level also includes a versatile office/den, perfect for remote work or quiet study, along with a convenient half-bathroom and a laundry room to make chores a breeze. Access to the attached two-car garage adds to the home's functionality, ensuring you have plenty of space for vehicles and storage. Venture to the second living level to find the primary bedroom, a true retreat featuring a trey ceiling and a luxurious en-suite bath complete with a rejuvenating jacuzzi tub perfect for unwinding after a long day. Three generously sized additional bedrooms provide ample space for family or guests, while a full bathroom serves these rooms with ease. An expansive bonus room over the garage offers endless possibilities be it a playroom, media room, or additional office space. The home is ideally situated just 65 miles from Manhattan, providing the perfect balance of suburban peace and urban access. The proximity to Metro North trains, Route I-84, the Newburgh Beacon Bridge, and the Taconic State Parkway ensures effortless travel for work or leisure. Nearby shopping options cater to all your needs, while the vibrant Hudson Valley lifestyle awaits you just outside your door. Explore local wineries, hiking and walking trails, biking routes, and the stunning Walkway Over the Hudson. For sports enthusiasts, the Poughkeepsie Tennis Club is nearby, along with an array of charming cafes, bistros, and culinary-grade farm-to-table restaurants. Educational institutions like Vassar Farms, Marist, Bard, Dutchess Community Colleges, and the Culinary Institute of America are also close at hand, enhancing the appeal of this location. Don't miss your chance to call this beautiful Colonial home! Schedule a viewing with your agent today, and experience firsthand the blend of elegance, comfort, and convenience that awaits you in this exceptional property. Act quickly homes in this sought-after area don't stay on the market for long! Additional Information: Amenities: Pedestal Sink, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, Appliances: Electric Water Heater BuildingAreaSource: Public Records,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,130 | $1,130 | $1,130 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,973 |
Total Monthly Payment | $5,081 | $5,077 | $6,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.