Nestled on a private, lush acre in the picturesque town of Cold Spring, this stately home exudes timeless elegance and modern luxury. Thoughtfully updated since 1971, this residence boasts an impressive array of premium upgrades that elevate the living experience. Relax by the sparkling in-ground pool surrounded by a expansive concrete deck, entertain guests in the beautifully remodeled kitchen featuring top-of-the-line appliances, or unwind in the serene serenity of the professionally landscaped grounds. With meticulous attention to detail and a keen eye for style, this home seamlessly blends the best of traditional craftsmanship and contemporary comforts. Appliances: Electric CooktopElectric OvenElectric Water HeaterExhaust Fan BuildingAreaSource: Other, ConstructionDescription: Vinyl Siding, FireplaceFeatures: Electric, Family Room, Flooring: Carpet, FoundationDetails: Block, Concrete Perimeter, InteriorFeatures: Crown Molding, His and Hers Closets, Natural Woodwork, Recessed Lighting, LaundryFeatures: Electric Dryer Hookup, Laundry Room, Washer Hookup, LotFeatures: Back Yard, Front Yard, Landscaped, PatioAndPorchFeatures: Screened, PoolFeatures: Electric Heat, Pool Cover,
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $974 | $974 | $974 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,891 |
Total Monthly Payment | $4,925 | $4,921 | $5,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.