WELCOME HOME to this 2 bedroom, 2 bathroom Delphina Model END UNIT VILLA within the highly coveted Crescent Ridge Community in On Top of the World! The On Top of the World community offers a multitude of recreational facilities including pavilions with barbecue grills, a veterans memorial, archery range, community garden, playground, horseshoes, cornhole, shuffleboard, basketball court, a dog park, and SO MUCH MORE! This home boasts UPGRADED landscaping around the home, rear privacy and paved back patio for grilling or entertaining. As you approach the home, you will be welcomed with an inviting front porch, perfect for morning coffee. Entering the home you will be greeting with vaulted ceilings, luxury vinyl plank flooring, semi-open floor plan and LARGE living room! To the right is the guest bedroom and bathroom with shower/tub combo! The owners suite offers a large en-suite bathroom with a walk-in shower! The kitchen is open to the dining room with a large center island, granite countertops, stainless steel appliances and a window over the sink for natural light! The kitchen sink is equipped with a filtered hot water dispenser, allowing for instant access to hot water for cooking, beverages, and other household needs. Two strategically placed solar tubes have been installed to enhance natural light throughout the home, providing an eco-friendly and cost-effective solution for illuminating interior spaces. Enjoy the outdoors with a screened in back patio! The one-car garage has been extended and equipped with built-in storage cabinets, offering ample storage space for tools, equipment, and other items. Additionally, a new washer and dryer have been installed within the garage for added convenience. A deep sink has been installed in the garage, providing a convenient utility area for various tasks such as laundry, gardening, or cleaning equipment. This villa is your perfect private oasis when you are not out being active with all of the amenities On Top of the World has to offer! Come see this home today, it’s waiting for YOU!
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Our Executive Mortgage Banker:
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$168,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,400 | $134,400 | $134,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $917 | $893 | $1,152 |
Total Monthly Payment | $1,108 | $1,084 | $1,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.