Enjoy the Vibrant Lifestyle in the 55+ Community of Alameda Isles! RARE Home on Pet Row. Pets Allowed!!! You will love this updated and well-maintained 2 bedroom, 2 bathroom home with inside Laundry room. Highlights of home include: Beautifully updated kitchen w/ newer appliances including, New HVAC, Updated windows with high end blinds, Renovated bathrooms, Updated flooring throughout the home, Textured walls and ceilings with recessed lighting, New landscaping, and much more. Community amenities include Swimming Pool and Spa, Fitness Center, Pickleball, Tennis, Shuffleboard Courts, Basketball court, Picnic Area, Storage Facilities, Boat Docks, Golf Putting Green and Practice Area, Woodworking Shop, Craft room with kiln, Billiards Room, Lounge/Card Room, Library, Free Wi-Fi throughout clubhouse, and a Tool Room to check out and use tools. Boat and water lovers can enjoy the community marina which offers direct access to the Gulf of Mexico with no bridges. HOA Benefits Include cable TV/internet, trash, and lawn maintenance. This community is very close to world class beaches, shopping, and restaurants. Don’t miss this opportunity, book your private showing today!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,708 |
Total Monthly Payment | $1,537 | $1,536 | $1,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.