12425 Pine Island DRIVE, Leesburg, FL, 34788 | $649,900

Bring your boat and fishing gear to this one-of-a-kind, one-owner, oversized waterfront property in the highly sought-after Harbor Shores neighborhood! This meticulously cared-for home features an inviting outdoor sanctuary with mature, lush landscaping, charming palm trees, and a beautiful avocado tree. This FURNISHED spacious 3-bedroom, 2-bathroom canal-front home (third bedroom does not include a closet) offers over 2, 200 square feet of heated living space in a split floor plan, designed for comfort and relaxation. Enjoy the convenience of an oversized garage (30 x 23), large enough to fit a one-ton dually truck, and a detached workshop (14 x 20), perfect for all your recreational gear and projects. A second driveway, long enough to accommodate an RV or a boat, leads to the detached workshop. Recent updates provide peace of mind, including an architectural shingle roof replaced in 2022, new HVAC system in 2020, and a new hot water heater installed in November 2024. The expansive lanai is the perfect spot to enjoy the Florida lifestyle. The expansive backyard features a freshly painted boat dock, covered boat slip with new lift straps, and a fish cleaning station with a new sink (updated November 2024)—ideal for boating and fishing enthusiasts. Indulge in stunning canal views from the master bedroom, kitchen, breakfast nook, screen room, and guest room, making the serene waterfront setting a central feature of this home. The updated kitchen boasts tall white cabinets, brand-new stainless steel appliances (installed November 2024 and under warranty) and a spacious breakfast bar—perfect for entertaining. Two dining areas, including a formal dining room and a cozy breakfast nook, provide ample options for meals and gatherings. The large primary bedroom features a luxurious ensuite bathroom with dual sinks, a soaking tub, a shower with a built-in bench, and a walk-in closet (14 x 6).
This property offers a truly unique opportunity with an additional lot to the left of the home, available for purchase. This expansive lot provides endless possibilities for expansion, added privacy, or even future development. Buyers of this home will have the exclusive first right of refusal, making this an unparalleled chance to create your dream homestead or investment property. Nestled among the Harris Chain of Lakes in Lake County, Florida, this property offers the perfect balance of indoor comfort and outdoor adventure. Lake County is renowned for its charming small towns and welcoming atmosphere. Communities such as Mount Dora, Tavares, Eustis, and Leesburg are celebrated for their festive holiday traditions, featuring fireworks over the lakes and festivals on successive nights. Don’t miss this rare opportunity to own a stunning waterfront home with unmatched storage, boating amenities, and an optional additional lot to expand your dream homestead. Schedule your private tour today and experience all this exceptional property has to offer! Be sure to check out the professional video with awesome views of the home, community and canal.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 105 x 130
  • Laundry: Laundry Room
  • Style: Custom
  • Year Built: 2001
  • Garage: 2-car Boat, Driveway, Garage Door Opener, Ground Level, Oversized, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,237
  • Acreage: 0.31
  • Lot Size: 105 x 130
  • Est. Taxes: $2,630
  • Lot Desc: Landscaped, Oversized Lot
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: G5089432
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/G5089432/12425pineislanddrive_leesburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 4:17:07 PM)
Listing courtesy of CENTURY 21 ALTON CLARK   Phone: 352-728-2121

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12425 Pine Island DRIVE, Leesburg, FL, 34788

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,547 $3,456 $4,458
Total Monthly Payment $3,858 $3,767 $4,769

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.