703 Elkhorn Fern LANE, Deland, FL, 32720 | $455,000

Prepare to make your home in the coveted Heritage Place at Fern Garden Estates! This single-story, meticulously kept residence, constructed in 2013 by Adams Homes, offers 2265 sq. ft. of living space that is currently vacant, allowing for immediate move-in. Additionally, a 1-year home warranty is included at closing for added assurance. Nestled on nearly a third of an acre, the property boasts 4 bedrooms, 3 full bathrooms, an office space/playroom, and a well-equipped kitchen with a gas stove, refrigerator, dishwasher, and microwave. The expansive living room and dining area, complete with a perfectly suited imported chandelier, add to the home's charm. An oversized 3-car garage enhances the property, along with numerous upgrades such as elegant wooden plantation shutters, stainless steel appliances, rain gutters, a vinyl privacy fence, and a utility sink with counter space in the garage, which also features a door to the backyard. The home's open concept and split floor plan cater to all your family's needs. The screened-in rear patio offers ample space for outdoor entertainment and opens to a serene conservation view. The spacious, fully fenced backyard is ideal for a pool, playground, or personal garden and includes an array of fruit trees. Its prime location provides easy access to Advent Health Hospital, grocery stores, restaurants, shopping venues, Stetson University, and downtown Deland. Plus, New Smyrna Beach, Tanger Outlets, and all Orlando Parks are within convenient reach. Act quickly to schedule your viewing appointment before this exceptional opportunity is gone!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2013
  • Garage: 3-car
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,265
  • Acreage: 0.29
  • Est. Taxes: $6,154
  • HOA Fee: $188 Quarterly
  • Lot Desc: Conservation Area, Level, Oversized Lot, Sidewalk
  • Elem. School: Citrus Grove Elementary
  • Middle School: Southwestern Middle
  • High School: Deland High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: S5114898
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5114898/703elkhornfernlane_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 7:17:07 PM)
Listing courtesy of RENAISSANCE REALTY & RELOCATION SERVICES   Phone: 908-507-8306

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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703 Elkhorn Fern LANE, Deland, FL, 32720

$455,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $364,000 $364,000 $364,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $513 $513 $513
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,483 $2,419 $3,121
Total Monthly Payment $3,071 $3,007 $3,709

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.