MOUNT DORA HOME WITH LAKE DORA ACCESS!
Live a carefree lifestyle in this well-maintained home located within walking distance to Historic downtown Mount Dora’s boutiques, restaurants, parks, nature walk and waterfront or enjoy the towns complimentary golf cart service. Chautauqua is a unique enclave of homes with access to Lake Dora. The community boat ramp with kayak and canoe storage is located on a canal to the beautiful chain of lakes! This attractive home is nestled on a corner lot. Shaded by mature oak trees, the front entrance invites you to the covered front porch and entry foyer. Vaulted ceilings and tile flooring flows throughout the living, dining room and kitchen. The bonus room is a versatile space for den, office or 3rd bedroom and has tile wood look floors, built in cabinets and bookshelves with door leading to the private backyard patio. The kitchen has a breakfast bar with shiplap, granite countertops, pantry, cozy eat in area, stainless steel Smart Samsung oven, dishwasher, refrigerator, and microwave. The kitchen overlooks the light filled living room and dining room areas. The split plan offers privacy for the guest bedroom with barn door and guest bathroom has tub with shower. The owner’s suite has walk in closet and ensuite bathroom with walk in shower. Enjoy the landscaped private backyard and patio. Other features 2 car garage with 125/250- 50 amp outlet and washer & dryer included, new windows 2019, new driveway and walkway, exterior paint, and garage door opener 2021, new exterior back and side doors. Irrigations was upgraded in 2019, new ROOF 2017 and new HVAC 2017, doorbell and module are included!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,229 |
Total Monthly Payment | $2,099 | $2,053 | $2,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.