Welcome to 21 Cleveland St, Patchogue, NY-a breathtaking 1899 Victorian reimagined for modern living while preserving its timeless charm. Located in the heart of Patchogue Village, just a few blocks away from Main Street and all the vibrant shops, dining, and entertainment the area has to offer. Completely gutted and renovated in 2021, this home is essentially brand new, inside and out, showcasing top-of-the-line finishes and elegant details throughout. Step inside to be greeted by full-wall wainscoting and exquisite hardwood floors crafted from 300-year-old salvaged wood, exuding character and sophistication. The brand-new eat-in kitchen is a showstopper, featuring vaulted ceilings lined with restored barn wood, new appliances, and a design that perfectly balances function and style. The home also boasts a luxurious, brand-new bathroom, ductless A/C units for efficient climate control, and gas heating. Every corner of this home has been updated - including windows to enhance energy efficiency and style, while the exterior shines with brand-new cedar impression vinyl siding. Outside, enjoy a newly installed concrete patio with a charming pergola, creating the perfect setting for entertaining. The yard is beautifully landscaped and includes a thoughtfully designed space for guest quarters or income potential, with proper permits, adding versatility to this exceptional property. Additionally, the home features a brand-new septic system, ensuring peace of mind for years to come. 21 Cleveland St is a rare find, offering a flawless combination of historic charm, modern luxury, and unbeatable location. This one-of-a-kind property is truly a must-see!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $3,849 | $3,846 | $4,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.