This inviting two-bedroom, two-bathroom home in the 55+ community of Imperial Harbor combines comfort and practicality. This home features a 2023 roof and an enclosed lanai with a screened entrance, perfect for relaxing or entertaining. The utility room, equipped with a washer and dryer, is conveniently located at the back of the lanai. Inside, the Florida room is bathed in natural light and connects seamlessly to the dining room, which includes built-in cabinets, and an oversized bonus room offering endless possibilities. The bonus room can be accessed from the living room or through its own private entrance from outside, adding flexibility and convenience. The den, complete with built-in cabinets, adds versatile space, while the living room, situated between the kitchen and bedrooms, features built-in shelves for added convenience. The semi-circle kitchen is enhanced with a tile backsplash. The master bathroom boasts glass sliding doors leading to a walk-in shower, while the guest bathroom is designed with a double entrance for accessibility. Optional membership in the community is available for a one-time fee of $1, 500. 00, accompanied by an annual fee of $350. 00. This exclusive membership provides access to the Harbor Club: Pool, fitness center, pickle ball, bocce, shuffleboard, billiards and more, ensuring an array of leisure activities to enrich your retirement lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $73 | $73 | $73 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,010 | $984 | $1,269 |
Total Monthly Payment | $1,158 | $1,132 | $1,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.