Wonderful block home in desirable Lake Shore neighborhood with new roof in 2022. 3 nicely sized bedrooms and 1 bath split layout with large living room make this a perfect home for families. Home is priced and ready for a decorator's touch. A/C is aprox. 10 years old, and stove/range works perfectly. No fridge. Tons of storage with an inside laundry/utility room, and mudroom with built-in lockers. Kitchen has a pass-through to the large family room on the back of the house, with large modern ceiling fan and a cozy wood-burning fireplace. Sliding glass doors lead to the oversized backyard with garden shed, poured patio and bamboo oasis (shed is as-is). Move-in ready or personalize, this home can be yours.
Seller will provide a credit at closing for a new refrigerator ($800) and new carpeting ($2, 000) to an acceptable offer.
No offer will be considered or accepted from a buyer who has not seen the property.
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Our Executive Mortgage Banker:
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$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,440 |
Total Monthly Payment | $1,410 | $1,409 | $1,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.