This is a real BRICK HOME built in an era where men took pride in their work. Brand new roof in October 2024. Brick is easy to care fore, never needs to be painted or maintained it also ads to the insulation factor of a home, meaning your electric bill is less to cool and heat the house. This home is been loved by the same family for decades, it is now time to make it your families home for decades to come. When you walk in the front door you pass the beautiful porch just perfect to sit and drink your morning coffee as you chat with your neighbors. Everyone says hello, in the neighborhood and makes you feel so welcome. Through the front door, you enter the Den, which is spacious and plenty of room from two big couches. You will love the fireplace, but be warned it will warm that whole house in a hurry and chase you out of the den it produces so much warmth. Behind the Den is the kitchen with tons of cabinets and countertop space. Down the hallway are the bedrooms and bathroom. Outside you will love the fenced backyard, huge 2 car carport, and storage building in back. The back side of the house has a wonderful screened in porch, great for all year round enjoyment. Come make this house your family's home for years to come.
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Our Executive Mortgage Banker:
Our Insurance Division:
$188,729
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $150,983 | $150,983 | $150,983 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,030 | $1,003 | $1,295 |
Total Monthly Payment | $1,130 | $1,103 | $1,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.