544 Lake Shore Road, Putnam Valley, NY, 10579 | $750,000
Perched on the banks of Roaring Brook, a truly enchanting stone house awaits its new owners. As you approach the property a grand iron gate beckons you inside, inviting you to explore the hidden gems within. Stepping through the gate , you are immediately struck by the beauty of the waterfront home. Vignettes are tucked away in the corners, perfect for intimate conversations and gatherings with loved ones. The stone fireplace in the living room serves as the centerpiece of the home, radiating warmth and charm throughout. This two bedroom, two bath ranch cottage boasts just 1400 square feet of living space, yet every inch is filled with character and grace. Separate buildings fit independently on the property, consisting of a den/office and garage. Whether you are enjoying a quiet evening by the fire or hosting a lively gathering with friends, this home is sure to enchant all who enter. If you are seeking a waterfront retreat that is both elegant and inviting, look no further than this beautiful stone house on Roaring Brook. This welcoming community is located in New York State. Roaring Brook Lake is 115 acres with a maximum depth of 16 feet, consisting of beaches, boat rules and launches. Only property owners, their families and guests can use the lake for fishing, boating and swimming. The Lake and Community are fortunate to be almost completely encircled by the 14, 000 acres of undeveloped forest that is New York State Fahnestock Park. With its picturesque setting and timeless charm, it is a truly rare find that is sure to capture your heart. STAR deduction is $1058 if eligible. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached, Appliances: Wine Refrigerator,
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Style: Single Family, Ranch, Cottage
- Year Built: 1950
- Garage: 1-car Detached
- Heating: Oil, Forced Air
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 1,394
- Acreage: 0.37
- Est. Taxes: $17,802
- Lot Desc: Level, Stone/Brick Wall
- View: Other, Lake, Water
- Water Front: Yes
- Elem. School: Putnam Valley Elementary School
- Middle School: Putnam Valley Middle School
- High School: Putnam Valley High School
- School District: Putnam Valley
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: H6315322
- Days on Market: 113 days
- Website: https://www.raveis.com
/prop/H6315322/544lakeshoreroad_putnamvalley_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052
Robert.Reade@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
544 Lake Shore Road, Putnam Valley, NY, 10579
$750,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $1,484 | $1,484 | $1,484 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,060 |
| Total Monthly Payment | $5,568 | $5,564 | $6,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535