Wow… what an impressive home! Stepping through the front door, you are greeted by the rich, dark wood laminate floors and a spacious, open living and dining area, highlighted by an abundance of windows that fill the space with natural light. The updated kitchen, featuring beautiful cabinetry, invites you to picture preparing family meals and hosting gatherings with friends. A versatile bonus room offers endless possibilities as a family room, playroom, or home office. The cozy primary bedroom connects to a charming master bath through a stylish barn door. Two additional spacious bedrooms share an updated bathroom complete with a tub and shower. The bright utility room makes doing laundry enjoyable, with convenient access to a back patio and a fenced backyard. An updated half bath is situated nearby for added convenience. The expansive yard, nearly half an acre, provides plenty of room for playing, gardening, and unwinding. The carport offers covered parking and leads to a 10x19 enclosed storage space, perfect for tools and lawn equipment. This home has been meticulously updated and maintained, including the recent installation of a new shingle roof this year.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,685 | $1,683 | $2,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.