Welcome to your future home in the heart of Southwest Winter Haven, FL! This beautifully maintained 3-bedroom, 2-bathroom gem is perfect for families or anyone seeking a peaceful retreat with modern conveniences and a touch of classic charm.
As you arrive, you’ll immediately appreciate the large lot and spacious driveway, providing ample parking for multiple vehicles. The front yard is tastefully landscaped, setting the stage for the warm and inviting atmosphere that awaits inside.
Step through the front door to find an open, airy, and thoughtfully designed split floor plan that flows seamlessly throughout. Vinyl and carpet flooring span most of the home, adding a durable and stylish touch, while cozying up the living spaces, with the exception of one bedroom and wet areas.
The master suite is a true sanctuary, offering plenty of space to unwind. You’ll love the master bathroom, featuring a large shower stall, dual sinks, and a generous walk-in closet. The two additional bedrooms are equally inviting, perfect for family members, guests, or a home office, with generous closet space to suit your needs.
The open kitchen is as functional as it is elegant, showcasing traditional appliances that contrast beautifully with cherry cabinetry. It’s a space where you’ll love preparing meals, whether entertaining at the breakfast bar or enjoying a cozy meal in the breakfast nook.
Convenience is key with an inside laundry area just off the kitchen, making laundry day a breeze.
Step outside to your private oasis—a covered and screened lanai perfect for enjoying Florida’s year-round sunshine. Whether it’s morning coffee, evening barbecues, or simply relaxing, this space will quickly become a favorite. The fenced backyard adds privacy and security, making it ideal for pets, kids, or outdoor gatherings. The quaint covered front porch adds a traditional Americana touch to the home's curb appeal.
A spacious two-car garage, equipped with a garage door opener, offers ample storage space for tools, outdoor gear, and more. With a low HOA fee and no CDD, this home is an affordable option in a fantastic neighborhood.
Location is everything, and here you’ll enjoy the convenience of nearby shopping, dining, and medical facilities. Commuting to Lakeland or Bartow? Quick access to CR540 and the Polk Parkway ensures an easy drive.
This home perfectly blends style, convenience, and affordability. Don’t miss out—schedule a showing today and see all that 1109 Normandy Heights Circle has to offer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,766 | $1,765 | $2,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.