PRICED BELOW APPRAISAL! Welcome to this move-in ready POOL HOME in the Amherst community of Winter Springs, a perfect sanctuary awaiting your arrival. As you step inside, you’ll be immediately drawn to the open, airy ambiance created by the soaring VAULTED CEILINGS that unite the formal living and dining areas. To your left, the spacious primary bedroom retreat offers a generous walk-in closet, a linen closet, and a full bathroom with convenient pool access. Designed with a thoughtful SPLIT FLOOR PLAN, three additional bedrooms, each sharing a full bathroom, are situated in the rear of the home, offering both privacy and comfort. The sun-drenched kitchen, featuring a cozy eat-in nook, serves as the heart of the home. It flows seamlessly into the family room, where a stunning WOOD-BURNING FIREPLACE with custom shelving invites you into relaxation, while recessed lighting and a dedicated entertainment nook create the perfect space for both casual gatherings and quiet moments of respite. Conveniently located just off the kitchen is the inside laundry room that provides garage access, offering practicality and ease for everyday chores. Vinyl wood-look flooring throughout the main living areas adds a touch of elegance, while tile in the wet areas ensures easy maintenance and durability. This combination not only enhances the home's aesthetic but also makes housekeeping a breeze. Step through the glass sliding doors to discover your private outdoor oasis. Whether you’re enjoying a refreshing swim in the sparkling pool or grilling your favorite dishes on the screened-in patio, this backyard is designed for both leisure and entertainment. Surrounded by a fully fenced yard, there’s ample space for play equipment or for your furry companions to roam freely under the shade of mature trees. The two-car garage offers more than enough room for storage and includes ceiling fans and two windows that bring in natural light, providing an ideal space for hobbies or DIY projects. All this is conveniently located within a few miles of major shopping centers, plenty of dining options, and top-rated Seminole County schools. Schedule your showing today and make this Winter Springs gem your new home! Major systems: HVAC 2015, Water Heater 2018, Roof 2006 (seller may consider replacing the roof subject to offer terms)
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,429 |
Total Monthly Payment | $3,004 | $2,934 | $3,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.