Under contract-accepting backup offers. Welcome to the wonderful neighborhood of Harshaw! This property is located in Flood Zone X and is in a non-evacuation zone, making it ideal for peace of mind in storm season. This 2-bedroom, 2-bathroom block home boasts a fantastic layout and spacious lot. As you approach the house via the paver driveway (installed in 2010), you will enter the living room. All the windows feature plantation shutters that allow for plenty of natural light throughout. The living room includes a large built-in cabinet and shelving unit, a ceiling fan, and wood-look laminate floors. From the living room, you'll access two bedrooms and a full bathroom. Both bedrooms come with plantation shutters and ceiling fans. The main bathroom was recently remodeled, featuring white subway tiles and a stand-up shower. Moving back to the kitchen area, you'll find an eat-in space with original wood cabinets and a back door leading to a large rear deck. Adjacent to the kitchen is a spacious bonus room/breezeway with plantation sliders and large windows, providing ample light and versatile space for various uses. Continuing through the bonus room, you'll enter the single-car garage, which has an automated door (replaced in 2016), a laundry area, storage space, and a full bathroom. There are three exits from the house to the expansive backyard, which includes a large deck for relaxation and a standalone shed for additional storage. This home also features an irrigation system fed by a well, newer exterior paint (applied in 2022), and a new roof installed in 2023. We invite you to come and see this wonderful property!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,422 | $2,420 | $3,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.