This move-in-ready Cape-style home is gorgeous! As you walk in, you'll find the open-concept, updated eat-in kitchen and dining area to the right. This space is large and features a stunning kitchen with white cabinets, granite countertops, stainless steel appliances, and a large granite peninsula with seating. The dining area offers plenty of room for a table and chairs, and beautiful hardwood floors flow throughout the entire home. Off the kitchen, a great breezeway provides additional space. To the left of the front door is the large living room, offering ample space for furniture placement and relaxation. There's also an updated half bath on the main floor. The second floor features two well-sized bedrooms with excellent closet space, plus a full bath. The basement is large and fully waterproofed, with a transferable warranty, perfect for adding square footage in the future. The exterior of the home is lovely, there is a newly fenced-in yard, and a paver patio. There's also a one-car garage with an enclosed side room for additional storage. Other great features include new central air, newer windows and roof, and plenty of insulation. This home is a must-see!
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Full Bath | Upper |
Half Bath | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,501 | $1,462 | $1,886 |
Total Monthly Payment | $1,828 | $1,789 | $2,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.