3940 Canoe Creek ROAD, Saint Cloud, FL, 34772 | $464,900

**Welcome Home!**

As you arrive, the inviting entryway sets the tone for a peaceful retreat, a place where you’ll immediately feel at ease. This beautiful **3-bedroom, 2-bathroom home** has been thoughtfully updated and maintained, offering modern comforts and an exceptional living experience—all with the bonus of no HOA fees!

Inside, spotless ceramic tile flooring stretches throughout the main living areas, combining elegance with easy maintenance. The cozy family room, which can double as a formal dining area, features a large front-facing window that bathes the space in natural light, creating a warm and welcoming ambiance.

The kitchen and dining area are the heart of the home, featuring upgraded stone tile countertops and an open floorplan that fosters connection and relaxation. French doors allow sunlight to pour in, enhancing the bright, airy feel and providing easy access to the backyard—a perfect setup for enjoying weekend breakfasts or entertaining guests.

A spacious living room, complete with a beautiful fireplace, provides a cozy retreat for relaxation or gathering with loved ones. Whether you’re curled up with a good book, sipping coffee by the fire, or making memories with family and friends, this space truly feels like home.

The home’s two bathrooms have been renovated, featuring stylish finishes and modern conveniences that add a touch of luxury to your daily routine. Step outside, and the charm continues with a massive, newly added screened rear lanai, offering an ideal space for outdoor living. Beyond the lanai, an additional rear patio creates even more options for hosting, grilling, or simply relaxing under the stars. The expansive backyard completes the picture, providing endless possibilities for recreation, gardening, or quiet enjoyment.

This home has been meticulously cared for, with major updates that include a 2022 roof with gutters, a 2022 A/C system, and air duct cleaning, ensuring efficient cooling and fresh air. The septic system has been recently serviced for peace of mind, and a 2022 water filtration and softener system.

With modern upgrades, timeless charm, and thoughtful design, this home is ready to welcome its new owners. Schedule your private showing today to experience all it has to offer!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1992
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,542
  • Acreage: 0.5
  • Est. Taxes: $2,474
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: S5115718
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5115718/3940canoecreekroad_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 12:09:07 PM)
Listing courtesy of MAGNUS REALTY GROUP LLC   Phone: 407-286-6042

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3940 Canoe Creek ROAD, Saint Cloud, FL, 34772

$464,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $371,920 $371,920 $371,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,474 $2,472 $3,136
Total Monthly Payment $2,755 $2,753 $3,417

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.