One or more photo(s) has been virtually staged. Where else can you find a 2 bedroom 2 bath condo, with new roof (2023), new paint, vinyl flooring (no carpet) for under $200, 000? This unit is located on the first floor so you do not have to worry about stairs. The master bedroom has a walk in closet and a second closet and there is a bonus area that can be used as an office, hobby room, meditation room or any way you want. It has vinyl floors, and the expansive windows have roller shades. The condo is filled with light and the living room has doors that lead to a large private porch. The Home Owners Association fees include all of the amenities and cable, internet, garbage, exterior maintenance and water. The oversized community pool and pool deck features palm trees and there are barbecues located for your use. Each condo comes with a designated parking space and there is visitor parking available. The City of Palm Coast has been recognized by two national publications for being one of the "7 best places to retire" and among "America's 50 best cities to live in. " MONEY magazine, a publication of Time Inc. , selected Palm Coast as being "Best for Water
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$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,006 | $1,005 | $1,296 |
Total Monthly Payment | $1,281 | $1,280 | $1,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.