7 Columbia Circle, Oyster Bay (Woodbury), NY, 10930 | $599,000

Amazing opportunity in the Beautiful HIGHLAND LAKE ESTATE AREA, If you are looking for privacy & tranquility this beautifully maintained Raised Ranch located at 7 Columbia Circle is the ultimate choice! Situated in the most sought-after Highland Lake Estates neighborhood, this impressive home offers 1800 + sqft sprawled over 2 levels and will perfectly suit your needs. Starting at the outside with this scenic views you'll surely fall in love! The entire property has meticulously maintained landscaping, An expansive deck, and a fenced yard. Heading inside, the main level offers a nice-sized kitchen, a Dining room open to a comfortable living room, 2 sunfilled bedrooms, a master bedroom, and full bath.   The lower level includes an additional expansive family room, a study room, bedrooms and second full bathroom. Some of its highlighting features include vaulted ceiling, a car-attached garage plus ample parking space, An oversized storage shed, a Private laundry room and lots windows allowing sunshine to penetrate all-year-round. Look no further! Every aspect of this home is appealing! Dont let this gem pass - schedule your showing today to make this house your home sweet home! Roof was done 2012 ~ Shed was built 2012 ~ Fence was built 2012 ~ New Heating and AC 2016, Additional Information: Amenities: Storage, ParkingFeatures: 1 Car Attached, ceramic floors, oversized shed. As a bonus, buyer will receive a heavy-duty snowblower for winter convenience. BuildingAreaSource: Public Records, ConstructionDescription: Aluminum Siding, Vinyl Siding, Flooring: Ceramic Tile,

Features

  • Town: Oyster Bay
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Single Family, Ranch
  • Year Built: 1995
  • Garage: 1-car Attached
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 1,884
  • Est. Taxes: $11,562
  • HOA Fee: $150 Monthly
  • Lot Desc: Cul-De-Sec
  • Elem. School: Central Valley Elementary School
  • Middle School: Monroe-Woodbury Middle School
  • High School: Monroe-Woodbury High School
  • School District: Monroe-Woodbury
  • MLS#: H800437
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/H800437/7columbiacircle_oysterbay_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of MK Realty Inc   Phone: 845-782-0205

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7 Columbia Circle, Oyster Bay (Woodbury), NY, 10930

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $964 $964 $964
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,269 $3,185 $4,109
Total Monthly Payment $4,325 $4,241 $5,165

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.