120 OCEAN HIBISCUS Drive, #104-106, Saint Augustine, FL, 32080 | $449,900

OPEN HOUSE SUNDAY (11/17) 10am-12pm!

This one-of-a-kind 3-bedroom, 3-bathroom condo offers endless possibilities just steps from the beach! Located on the first floor, the main unit features a spacious 2-bedroom, 2-bathroom layout with an open floor plan, stylish upgrades, and a private patio for enjoying the ocean breeze. Large windows throughout fill the space with abundant natural light, creating a bright and inviting atmosphere.
What truly sets this property apart is the separate suite, complete with its own entrance, private patio, kitchenette, and full bathroom. This suite is also bathed in natural light and is currently rented, offering income potential or the perfect setup for a mother-in-law suite or guest retreat. The two units are connected by a door, currently blocked, offering the option to transform the property into a traditional 3-bedroom, 3-bathroom condo. Plus, you'll enjoy top-tier amenities, including a pool, hot tub, tennis court, and direct beach accesseverything you need to embrace the coastal lifestyle. This building is also the only one in the complex that includes a serene rooftop deck to enjoy the beautiful ocean views! Whether you're looking for a dual-income investment, a multi-generational home, or a personal slice of paradise, this condo has it all! Opportunities like this are raredon't miss your chance to own a truly unique, light-filled beachside property with amazing amenities in St. Augustine!

Features

  • Parking: Assigned
  • Heating: Central
  • Cooling: Central Air
  • Amenities: Beach Access, Maintenance Grounds, Management- On Site, Tennis Court(s)
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: Hibiscus
  • Year Built: 1998
  • Common Charge: $931 Monthly
  • Approx Sq. Feet: 1,215
  • View: Ocean
  • Appliances: Dishwasher, Electric Oven, Electric Range
  • MLS#: 2056852
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/2056852/120oceanhibiscusdrive_saintaugustine_fl?source=qrflyer
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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 OCEAN HIBISCUS Drive, #104-106, Saint Augustine, FL, 32080

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,392 $3,035
Total Monthly Payment $2,470 $2,467 $3,110

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.