Nestled along the shore of Dead Brook in Stoddard, NH, this charming lake cottage offers the perfect escape from the hustle and bustle. With 70 feet of private waterfront, you'll have direct access to kayaking, canoeing, or leisurely paddleboat rides on the tranquil waters. Enjoy gathering and eating wild blueberries from the island in the brook. Just across the street, the Highland Lake boat launch provides easy access to even more boating adventures. Recently updated with a fresh 3/4 bath, new flooring, fresh paint, and a cozy den for additional guests, this cottage is ready to welcome you. A gas stove hookup is available to add warmth and ambiance to chilly evenings. The water supply is drawn from the lake, and septic is a holding tank. An old dug well on the property has not been investigated, but may have potential for future use. Create lasting memories in this idyllic setting, where nature's beauty meets rustic charm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,473 | $1,435 | $1,851 |
Total Monthly Payment | $1,678 | $1,640 | $2,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.