Presented byMargaret Wilcox Team |
ADORABLE Ranch - Single Floor Living in Glastonbury, with 3-4 bedroom setup. The home has NEW Solar Panels which aid in Super LOW Electric Bills, along with a NEW Heat Pump System. This welcoming home was totally redone 8 years ago by Hearthstone, and the current owners have improved upon it's use and capability. On the main floor, there are 3 bedrooms, a 2 car attached garage, mudroom/breezeway, a den/office with an attached half bath and first floor laundry. The kitchen has a large island with breakfast bar with seating for 4, pantry, stainless steel appliances and white shaker cabinets with granite. The open concept kitchen and dining room area, flow into the living room with builtins, fireplace, with large picture window overlooking the expansive flat yard (with extra parking on Shipman Drive). In the finished walk-out lower level, there is a bedroom suite with full bath, yard access and heated floor. There is a recreation room with workout area, office area and two storage rooms - great for study area or overflow pantry. Out back there is a stone patio, with steps to the yard and garden areas. Roof is from 2016; and the home is connected to public sewer.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Main |
Den | Hardwood Floor | Main |
Dining Room | Combination Liv/Din Rm | Main |
Living Room | Built-Ins,Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Primary BR Suite | Remodeled,Bedroom Suite | Lower |
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NMLS Mortgage Loan Originator ID 49042
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $761 | $761 | $761 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,429 |
Total Monthly Payment | $3,564 | $3,494 | $4,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.