This hurricane-ready home is high and dry, located in a non-evacuation and no flood zone, so no flood insurance is required. All the big ticket items have been taken care of, including all windows and doors, except the sliding glass doors, have been replaced with high quality hurricane-rated impact versions, a 30 gallon AO Smith hot water heater (8/20), membrane roof (9/19), carport roof re-coated (03/22), a 3-ton HVAC (1/17), and an upgraded 150-amp Cutler-Hammer electric panel (2016). Don't miss this one-of-a-kind opportunity to live the Florida Lifestyle! The lawn, especially the backyard, is HUGE! Located on a 75’x133’ over-sized lot in the prestigious Belleair area, this 2 Bedroom / 1 Bathroom block constructed, single family home offers 1, 212 heated sq ft of living space and is just 3 miles from Clearwater beach. Plenty of parking for any number of vehicles big or small, and a carport with a washer/dryer/storage room attached. In addition, backyard access is available on both sides of the home for equipment or boat storage. The huge yard is a plus, lots of room for additional building or landscaping as desired. The open floor plan design includes 2 spacious living room areas that are connected, a Dining Room, and a large Kitchen with plenty of cabinetry for your storage needs including a 10 foot island and a dishwasher. Combination flooring with vinyl in the Kitchen, tile in the Bathroom and laminate in the rest of the home. Excellent location with access to restaurants, grocery/drug stores, Morton Plan hospital, banking, public transportation, nature preserve, botanical gardens, cultural venues, various golf courses, interstate and the St Pete-Clearwater airport. All financing including FHA, VA, conventional, etc. . . welcomed. Don't delay, house is priced to sell quick- schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,800 | $1,754 | $2,263 |
Total Monthly Payment | $2,370 | $2,324 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.