Welcome to this beautiful, newly constructed 4-bedroom, 2-bathroom home in Largo, offering 1, 505 square feet of modern living space and a convenient 1-car garage. Built in 2024, this home combines style and functionality, featuring luxury vinyl and ceramic tile flooring throughout. The gourmet kitchen is perfect for entertaining, complete with granite countertops, a breakfast nook, and easy access to the family room, living, and dining areas. The spacious master suite serves as a private retreat with walk-in closets, dual sinks, and a standalone shower. The guest bedrooms are well-sized and share a stylish bath with a modern vanity and shower. This home is designed for comfortable living with energy-efficient insulated white vinyl windows, 6-panel fiberglass wind load doors, and a 40-gallon quick recovery water heater. Enjoy the charm of Largo, a community known for its excellent schools, parks, and proximity to stunning Gulf beaches. With no HOA or CDD fees, this property offers the freedom to enjoy your home without restrictions. Create lasting memories in this delightful home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,709 |
Total Monthly Payment | $2,389 | $2,333 | $2,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.