Adorable Cape in the heart of Cornwall! This 3 (possible 4) bedroom, 2. 5 bath home is situated on 1. 1 glorious acres on a quiet street in the Cornwall School District. Enter into an amazing screened in porch. . . the perfect place to enjoy your morning cup of coffee. The large living room with wood-burning fireplace, large window overlooking the front yard/garden, and hardwood floors flows into an eat-in kitchen with granite countertops and plenty of cabinetry. The level continues with a spacious master bedroom, renovated full bath, and formal dining room w/ closet that could easily be used as an additional bedroom or office. Upstairs you will find 2 additional bedrooms (one with skylight) and a half bath. The finished lower level has a spacious family room/den, bonus room, a full bathroom, and it's own entrance making this a perfect mother-daughter home. Even has a 2-car garage. A perfect home sweet home! Appliances: Range BuildingAreaSource: Public Records, ConstructionDescription: Vinyl Siding, InteriorFeatures: In-Law Floorplan, PatioAndPorchFeatures: Screened,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,600 |
Total Monthly Payment | $3,790 | $3,716 | $4,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.