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21855 Ocean Pines DRIVE, Land O Lakes, FL, 34639 | $590,000
Welcome to 21855 Ocean Pines Drive. This 3-bedroom, 2-bathroom charming cape cod home has so much to offer. From the curb you will appreciate the quaint porch and newer door! Parking is plentiful with the extended driveway leading to the 2-car garage. The interior is even more impressive! From the cathedral ceiling with custom beams to the wood-accent wall, this home has so much character!! The family room flows into the dining room and galley-style kitchen with stainless steel appliances, tile backsplash, and great view of the beautiful pool area. The primary bedroom is large and has its own updated bathroom (owner is currently using this as a cozy family room). The second level has two nicely-sized bedrooms sharing another full-size bathroom. The newer laminated flooring flows throughout! The backyard oasis is amazing with a screened-in lanai and covered patio plus a beautifully resurfaced pool! This large back yard also features a firepit for those cool evenings, a large shed with electricity (currently being used as a gym). Bring your boat home to its own covered and secured parking area. Lake Padgett Estates offers residents access to 3 skiable lakes, a fishing lake, boat ramp, a playground, tennis courts and a 15-acre horse stable. This fantastic location is minutes from Land O' Lakes Recreation Center, schools, restaurants, Premium Outlet Mall and shopping centers. Under 40 minutes to Tampa Airport and beautiful beaches. Enjoy peaceful sunsets and total relaxation in this amazing lake community!
Features
- Amenities: Playground, Tennis Court(s)
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1985
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,767
- Acreage: 0.26
- Est. Taxes: $2,737
- HOA Fee: $25 Annually
- Pool: Indoor, Pool Sweep, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Refrigerator, Washer, Water Softener
- MLS#: TB8319255
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8319255/21855oceanpinesdrive_landolakes_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY- PALM H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21855 Ocean Pines DRIVE, Land O Lakes, FL, 34639
$590,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $472,000 | $472,000 | $472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $228 | $228 | $228 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,220 | $3,137 | $4,047 |
| Total Monthly Payment | $3,540 | $3,457 | $4,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388