Discover the perfect blend of downtown charm and modern resilience in this custom Punta Gorda home. Designed for relaxation and entertaining, the wraparound porch invites you to savor stunning Florida sunsets, while a screened lanai offers an ideal space for gatherings. This elevated home is built to weather the storm with no flood damage from recent hurricanes. Featuring hurricane-grade windows and doors, a 2023 standing seam metal roof, plus, an automatic whole-house generator powered by a 500lb propane tank to ensure uninterrupted comfort during power outages. Step inside to find impeccable craftsmanship and thoughtful design details that create a warm, inviting atmosphere. High ceilings and hardwood floors lead to a kitchen with real wood cabinetry, quartz countertops, and a tongue-and-groove ceiling bringing a touch of rustic elegance. In the living room, crown molding and modern baseboards bring sophistication to the open-concept layout, making every corner feel both stylish and practical. Laundry Room comes equipped with Washer and Dryer. The spacious master suite boasts a large walk-in closet, while additional storage throughout the home keeps everything neat and accessible. Outside, the fenced backyard offers both privacy and the potential for a future pool—an uncommon find in the heart of the city. Located just steps from scenic paths, Charlotte Harbor, downtown dining, shopping, and Fisherman’s Village, this home combines comfort, convenience, and style in one incredible package. Embrace downtown living with all the comfort and style you could want—schedule a tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,116 |
Total Monthly Payment | $3,606 | $3,522 | $4,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.