Welcome to this charming Shore Acres home, thoughtfully designed to give you comfort, style, and complete peace of mind and is MOVE IN READY! Despite being in a flood zone, this home has never experienced flooding—a rare find in the area! Bring your bags right in to this 3-bedroom, 2-bathroom retreat featuring a bright and airy living area with fresh interior paint, new crown molding throughout, and warm wood-look flooring (no popcorn ceilings here!). The family room is anchored by a newly resurfaced stone wood-burning fireplace and mantel, creating a cozy space that flows seamlessly into a chef-ready kitchen outfitted with solid wood cabinetry, stone countertops, and stainless steel gas appliances. Enjoy meals at the breakfast bar or in the adjoining dining area with a cozy ambiance. Each bedroom offers a relaxing retreat with plush carpet (new in 2022) and ceiling fans, while both bathrooms are designed for comfort and reliability, backed by a 2021-installed water heater. The outdoor space is an entertainer’s dream! A sprawling 400 sq ft covered patio—accessible from both the living room and master bedroom—offers ample room for outdoor dining and lounging. The backyard has been updated with $15k in upgrades, including maintenance-free turf, pavers, a sprinkler system (2023), and lush landscaping for year-round enjoyment without the upkeep. And when Florida's rainy season rolls around, rest easy under a sturdy 2019 roof with gutters. This home is also zoned for Shore Acres Elementary, an A-rated school—making it the perfect blend of practicality, beauty, and peace of mind! ***Please also note that the current owners Flood Insurance Policy is transferable with the sale of the property***
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Our Executive Mortgage Banker:
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$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $648 | $648 | $648 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,902 | $3,802 | $4,904 |
Total Monthly Payment | $4,642 | $4,542 | $5,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.