This lot has 195 feet of Waterfront!!!!
Welcome to this exceptional waterfront pool home, boasting 3, 162 sq. ft. , a thoughtfully designed split floor plan, and a unique combination of charm and functionality. Enjoy watching the amazing sunset every evening from the privacy of your own home. With four spacious bedrooms and four full baths, this property offers ample room for relaxation and entertainment. The primary bedroom includes a must-see library, perfect for unwinding with a good book while overlooking serene waterfront views.
For the gardening enthusiast, an existing structure awaits your touch to complete a greenhouse of your dreams. This home also features a two-zone AC system, with one unit replaced in 2023. Eight new impact windows, installed in 2024, enhance both energy efficiency and storm protection. While the home experienced some water intrusion during Hurricane Helene, comprehensive remediation has been completed, and renovations are currently underway.
A rare highlight of this property is the unparalleled 195 linear feet of seawall frontage—the largest in the neighborhood. With stunning water views surrounding the home, it truly feels like a private island retreat. The deep, open water access is ideal for almost any type of vessel, making it a boater’s paradise.
Built in 1967, this property has only been owned by three fortunate families. The sellers, having cherished over 30 years in this paradise, are relocating out of state to be closer to family—a decision made before Hurricane Helene.
Yacht Club Estates, listed as Pinellas County’s #1 neighborhood by the Tampa Bay Times, offers a unique blend of security and community. With a single bridge access to the island, residents enjoy a heightened sense of security. The neighborhood is 12 inches higher than any other waterfront area in Pinellas County, and no home has ever experienced floodwaters since its establishment until this 100 year storm, Helene.
Yacht Club Estates is more than just a neighborhood—it’s a lifestyle. Residents enjoy a variety of clubs, including a boating club, paddleboard club, wine club, book club, mom’s club, and more. Every Halloween, the community comes alive with a festive parade led by the St. Petersburg Fire Department, costume contests for all ages (including pets!), golf cart decorations, food trucks, and more. The holiday lighted boat parade, a festive tradition featuring decorated boats pass the neighborhood every year near Christmas. So much to enjoy in Yacht Club Estates.
Don’t miss this rare opportunity to own the finest lot in Yacht Club Estates. Embrace a community-centered lifestyle in one of St. Petersburg’s most sought-after neighborhoods, complete with exceptional waterfront living. Act quickly—this home won’t stay on the market long!
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$1,999,000
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,599,200 | $1,599,200 | $1,599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.333% | 6.876% | 6.936% |
Monthly Tax Payment | $913 | $913 | $913 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,372 | $10,372 | $14,151 |
Total Monthly Payment | $11,410 | $11,410 | $15,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.